As we step into the first weekend of July 2025, many people across India are wondering: Is July 5 a Bank Holiday? Check Bank Open and Close Status Today to avoid any inconvenience during financial errands. Whether you’re planning to visit a bank branch for important work or simply checking your schedule ahead, knowing the operational status of banks on July 5 is essential.
Let’s dive into the details of whether banks are open or closed on Saturday, July 5, what exceptions exist, and what upcoming bank holidays you should be aware of this month.
Is July 5 a Bank Holiday? Check Bank Open and Close Status Today: National Overview
According to the Reserve Bank of India (RBI) bank holiday calendar, banks across India will remain open on Saturday, July 5, 2025. This is because July 5 falls on the first Saturday of the month, and as per RBI regulations, banks operate normally on the first and third Saturdays.
So, for most parts of the country, if you’re asking, “Is July 5 a Bank Holiday? Check Bank Open and Close Status Today,” the answer is no—banks are open and functioning as usual.
Exception: Jammu and Kashmir
While the rest of India will witness regular banking operations, banks in Jammu and Kashmir will remain closed on July 5 in observance of Guru Hargobind Ji’s Birthday. Guru Hargobind Ji, the sixth of the ten revered Sikh Gurus, is a significant figure in Sikhism, and his birth anniversary is a regional holiday in Jammu and Kashmir.
So, if you’re residing in or planning banking transactions in Jammu or Srinagar, the answer to “Is July 5 a Bank Holiday? Check Bank Open and Close Status Today” is yes—banks will be closed for the day.
What the RBI Holiday Guidelines Say
The RBI categorizes bank holidays under three main types:
- Holidays under the Negotiable Instruments Act
- Holidays for Real-Time Gross Settlement (RTGS)
- Bank account closing days
Under this classification system, holidays vary from state to state, based on regional and religious observances. That’s why the answer to “Is July 5 a Bank Holiday? Check Bank Open and Close Status Today” isn’t uniform nationwide—it depends on local calendars.
Understanding Saturday Bank Rules
Banking hours on Saturdays follow a unique system in India:
- 1st Saturday: Banks are open
- 2nd Saturday: Banks are closed
- 3rd Saturday: Banks are open
- 4th Saturday: Banks are closed
Given this, July 5, being the first Saturday, is a working day in all states except Jammu and Kashmir. So, if you were wondering “Is July 5 a Bank Holiday? Check Bank Open and Close Status Today,” the RBI schedule gives a clear answer: open in most parts of India.
Will Online Banking Be Available on July 5?
Yes, online banking services—including net banking, mobile banking, UPI, and digital payments—will function seamlessly on July 5 across India. Even in Jammu and Kashmir, where physical bank branches are shut, digital services will remain active.
So regardless of your location, if you’re thinking “Is July 5 a Bank Holiday? Check Bank Open and Close Status Today,” you can rest assured that online transactions and digital services are unaffected.
Regional Holiday Calendar for July 2025
Here’s a comprehensive look at the regional bank holidays in July 2025:
- July 3 (Thursday) – Kharchi Puja: Banks closed in Agartala
- July 5 (Saturday) – Guru Hargobind Ji’s Birthday: Banks closed in Jammu and Srinagar
- July 14 (Monday) – Beh Deinkhlam: Banks closed in Shillong
- July 16 (Wednesday) – Harela: Banks closed in Dehradun
- July 17 (Thursday) – Death Anniversary of U Tirot Singh: Banks closed in Shillong
- July 19 (Saturday) – Ker Puja: Banks closed in Agartala
- July 28 (Monday) – Drukpa Tshe-zi: Banks closed in Gangtok
This regional calendar confirms that while July 5 isn’t a bank holiday across India, it is one in Jammu and Kashmir. Thus, if you’re still wondering, “Is July 5 a Bank Holiday? Check Bank Open and Close Status Today,” the answer depends on your location.
Upcoming National Bank Closures in July
If you’re planning ahead, here are the upcoming nationwide bank closures for the month of July:
- July 6 (Sunday): Weekly closure
- July 12 (Second Saturday): Nationwide bank holiday
- July 13 (Sunday): Weekly closure
- July 14 (Monday): Regional closure in Shillong
- July 20 (Sunday): Weekly closure
- July 26 (Fourth Saturday): Nationwide bank holiday
- July 27 (Sunday): Weekly closure
This list shows that outside the regular weekend closures, most July holidays are regional, reinforcing why the query “Is July 5 a Bank Holiday? Check Bank Open and Close Status Today” needs to be evaluated on a state-by-state basis.
Why It’s Important to Stay Updated
Keeping track of bank holidays helps avoid last-minute disruptions, especially for:
- Large cash withdrawals or deposits
- Loan consultations
- Locker visits
- Cheque clearances
- Document submissions for account updates
Hence, being proactive in checking “Is July 5 a Bank Holiday? Check Bank Open and Close Status Today” can save both time and effort.
Final Take: Is July 5 a Bank Holiday? Check Bank Open and Close Status Today
To wrap it up, July 5 is not a bank holiday for most parts of India. Banks will remain open on this first Saturday of July. However, there’s an exception for Jammu and Kashmir, where banks will be closed to honor Guru Hargobind Ji’s Birthday.
So, the answer to “Is July 5 a Bank Holiday? Check Bank Open and Close Status Today” is:
- Yes, in Jammu and Kashmir
- No, in all other states
Whether you need to visit your local branch or perform online banking tasks, being aware of your local bank’s status is key. Stay informed, plan wisely, and avoid disruptions by bookmarking this guide for future reference.